Tag: Insurance

My list of “Must have” things as of now

Hi friends! I hope all is well!

At the age of 32, there are some things that I believe are important to have as of right now. The list goes as follows:

  • Major important Correct documents of yourself i.e Birth certificate, passport, state I.d/ Drivers License, and social security card
  • Health insurance
  • Life Insurance
  • A Savings/investment/retirement account through your employer (401k, retirement funds etc)

Now, I’m pretty sure many would say things like a ownership of a living space (home, condo, townhouse, co-op), owning a vehicle, marriage, children, fur babies and so on. I believe those are things that can happen at any time and are goals to accomplish. However, proper identification, health insurance and life insurance are necessities.

Your important documents should be stored somewhere safe, but not too hidden that it becomes lost lol. You need them for everything. Make sure all your information is correct because it will haunt you later (trust me on that, I work in vital records). Health Insurance… need I say more? And oh Life Insurance, a policy some people don’t want to pay for. We all have to pass on from this earth one day, this is a way to help with those transition expenses and to make sure your family will be ok. Lastly, a 401k or similar account and retirement fund are also important. It’s your money and hard work building for itself. In some cases you are able to borrow from these accounts without penalty for certain purchases such as a down payment for a home.

Obviously, what I mentioned here isn’t law, but it’s a good start to having things in order.

Friends, what are some necessities that find to be vital? Do you feel these things are important? Let me know below! And don’t forget to like and share 😊

Thanks so much for reading!

Nicole Cherise ♥️